Loan Calculator

Calculate monthly payments, total interest, and amortization for loans.

Client-side only. Data never leaves your device.

Loan Details

$
%
Yr
Monthly Payment
$0.00

Breakdown

Total Principal
$20,000.00
Total Interest
$0.00
Total Cost of Loan
$0.00
PrincipalInterest

How to use Loan Calculator

1

Enter the loan amount (principal).

2

Input the annual interest rate and loan term in months/years.

3

Click 'Calculate' to see your monthly payment.

4

View the full amortization schedule to see each payment breakdown.

Frequently Asked Questions

What is an EMI?

EMI (Equated Monthly Installment) is a fixed payment amount made to a lender each month.

What affects my monthly payment?

The loan amount, interest rate, and repayment term are the three key factors.

Do I need to sign up?

No, the loan calculator is completely free and requires no account.

Why use Kitbase Loan Calculator?

Monthly Payment

Instantly see your exact monthly EMI payment amount.

Amortization Table

Full month-by-month breakdown of principal vs interest paid.

Total Interest

See the total amount of interest you'll pay over the loan's life.

Multiple Loan Types

Works for mortgages, car loans, personal loans, and more.

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